Construction finance
For residential developments with an approved or lodged development application, structured around the approval, the build program and the exit.
Construction →Long-term capital. Disciplined investing.
Yield Capital
Investors
Investments built to produce income for wholesale investors, from private credit, property, infrastructure and listed markets, alongside business-purpose finance for Australian developers and businesses.
For wholesale investors
Investments built for income.
Our focus is yield: regular income paid from interest, rent and dividends, rather than reliance on rising prices.
Income products for wholesale investors, each offered only through its own offer documents.
Investments are available to wholesale clients only, through the offer documents for each product. All investments carry risk, including loss of capital; income and returns are not guaranteed.
- Private credit fundPooled portfolios of secured business loans. Income comes from the interest borrowers pay, spread across many loans, borrowers and locations. Details →
- Direct loansInvest directly in an individual loan secured against one project or one property, chosen by you. Income is the interest on that loan, paid until it is repaid. Details →
- Lending to listed companiesFunds that lend to ASX-listed companies through secured loans, notes and convertible instruments. Income comes from interest, with the borrower's public reporting as a check. Details →
- High-yield property fundSector-focused property funds where income comes from rent under long leases, in sectors such as industrial and logistics, childcare, healthcare, convenience retail and service stations. Details →
- Equity income fundPortfolios of listed shares selected for their dividends, including franked income, and other high-yield equity strategies. Details →
- Infrastructure and energy incomeInvestments in essential assets such as solar, battery storage, gas and power supply, where income comes from long-term contracts with the businesses that use them. Details →
- Equipment and asset finance poolA portfolio of business loans and leases secured by equipment and vehicles used by Australian businesses. Income comes from the regular repayments. Details →
- Distressed credit fundA fund that buys or refinances loans where the borrower is in difficulty, at a price that reflects the risk, and works to recover value from the security. Details →
For borrowers
Business-purpose finance, assessed on the merits of the deal.
We lend to developers and established businesses that trade under an ABN. You deal with us directly, from enquiry to settlement.
Where a loan is co-funded or placed with a funding partner, any fee we receive is disclosed to you in writing before you proceed. We do not provide consumer credit or home loans.
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Business loans
Unsecured loans and lines of credit for businesses with an ABN, with no property security required, assessed on how the business trades.
Business loans →03
Asset and equipment finance
Loans secured by equipment, vehicles or other business assets, for new purchases or to release working capital.
Asset finance →04
Property-secured lines
Facilities secured by commercial or investment property for business purposes, including bridging.
Property lines →How we work
The same discipline on both sides.
The loans we originate are intended to be held by our credit investors, so each one is assessed as if our own capital depended on it.
- OriginationOpportunities come from borrowers who approach us directly and from our own monitoring of public planning data.
- AssessmentWe look at the security, the borrower's track record, the structure and the exit, against clear lending criteria, before price.
- FundingApproved loans are funded by Yield, by wholesale investors through our products, or co-funded with a funding partner.
- ReportingLoans are monitored through to repayment, and investors will receive regular reporting on the assets behind their income.
Also working with
Lenders and capital partners.
Lenders, private credit managers and funding providers seeking assessed, business-purpose deal flow.